The Red Cross *
The Red Cross, a humanitarian organization led by volunteers, guided by its the Fundamental Principles, provides relief to victims of disasters and help people prevent, prepare for, and respond to emergencies accross the world.

Oxfam
Oxfam is a development, relief, and campaigning organisation that works with others to find lasting solutions to hunger, poverty and suffering around the world.

Unicef - for every child
UNICEF is the driving force that helps build a world where the rights of every child are realized. We have the global authority to influence decision-makers, and the variety of partners at grassroots level to turn the most innovative ideas into reality.

International private medical insurance cheap worldwide personal health care quotes

If you decide not to go ahead with your international private medical health insurance you will usually receive a full refund of premiums you have already paid unless you have made a claim in which case the premium will be witheld. Budget private health cover - this type of policy generally covers you for in-patient costs and day-patient treatment. Some companies may also include additions to the budget cover such as NHS cash benefit or parent accommodation.

	Oxfam Oxfam is a development, relief, and campaigning organisation that works with others to find lasting solutions to hunger, poverty and suffering around the world. http://www.oxfam.org
	Unicef - for every child UNICEF is the driving force that helps build a world where the rights of every child are realized. We have the global authority to influence decision-makers, and the variety of partners at grassroots level to turn the most innovative ideas into reality. http://www.unicef.org

Global individual travel cover

International private medical health insurance is available from many companies and is most suitable for frequent flyers, worldwide travellers and executives and holiday makers with uncertain travel itinaries.

Worldwide personal health-care policies

Private medical care companies will provide the prospective customer with a free quotation for global individual travel cover - a relatively fit person with no previous medical complaints will probably pay less for the same amount of cover than a person who has had heart problems and regular medical complaints Common exclusions are cosmetic surgery, treatment for alcoholism, drug abuse, treatment for infertility and normal pregnancy but it is possible to take out special maternity cover before the pregnancy commences. Once you have received your worldwide personal health-care policies policy read it carefully as you must keep to its terms and conditions - because of the personal nature of this type of cover you must ensure that the policy is correct. If you want to cancel your policy after the cooling-off period your insurer does not have to refund your premiums - even those you have paid up front. Your global individual travel cover will not normally provide you for conditions you had before taking out the policy or for long-term illnesses which cannot be cured - usually referred to as chronic conditions. Private medical cover often gives you the flexibility to choose the time and place of treatment, so if you prefer to be treated in a hospital near you, it should be possible.

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